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Finances are one of the most common reasons people put off, or decide not to undergo a plastic surgery procedure. Unfortunately, health insurance rarely covers this type of medical expense. Despite the fact that many procedures have become more affordable, they can still be too expensive for many to pay for in cash. However, this does not mean that people need to give up because there are options.

At Emmett Plastic Surgery, we offer the following financing options for you plastic surgery procedure or treatment:


CareCredit® specializes in providing funding for medical procedures. They offer a health care credit card that allows the holder to use it for their plastic surgery procedure or treatment. Like any credit card, a minimum monthly payment is required when there is a balance on the card. This is an easy solution for treatments, such as dermal fillers, that require repeated appointments to maintain.

Key Bank

Key Bank offers their own credit card as well as personal loans that can be used however the applicant wishes. Which method is better will depend on the finances of the borrower, as well as what type of care they are hoping to have covered. For example, a breast augmentation or tummy tuck may be more than the limit a credit card will cover, requiring the patient to apply for a loan instead.

Prosper® Healthcare Lending

This financing option works in two ways. First, they work with healthcare facilities to give them the ability to offer financing directly to their patients. They also provide financing directly to patients who want to avoid the often high-interest rates on some credit cards. Their application process is simple and fast, and the loans have no prepayment fees or penalties.

It is possible to undergo cosmetic procedures without waiting years to save the money needed. Assistance is available from numerous sources, and many come with low-interest rates and only modest fees. This is the best resource for anyone who is ready for plastic surgery, even if their bank account is not.